Deprecated: Required parameter $key_type follows optional parameter $data in /var/www/wp-content/themes/Divi/core/components/api/Service.php on line 516

Deprecated: Required parameter $key_type follows optional parameter $data in /var/www/wp-content/themes/Divi/core/components/api/Service.php on line 533

Deprecated: Required parameter $negate follows optional parameter $value in /var/www/wp-content/themes/Divi/core/components/post/Query.php on line 91

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/class-et-builder-element.php on line 2007

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/class-et-builder-element.php on line 2718

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/class-et-builder-element.php on line 2762

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/class-et-builder-element.php on line 3134

Deprecated: Required parameter $background_tab follows optional parameter $base_name in /var/www/wp-content/themes/Divi/includes/builder/class-et-builder-element.php on line 8333

Deprecated: Required parameter $tab_slug follows optional parameter $base_name in /var/www/wp-content/themes/Divi/includes/builder/class-et-builder-element.php on line 8333

Deprecated: Required parameter $toggle_slug follows optional parameter $base_name in /var/www/wp-content/themes/Divi/includes/builder/class-et-builder-element.php on line 8333

Deprecated: Required parameter $group_label follows optional parameter $id in /var/www/wp-content/themes/Divi/includes/builder/class-et-builder-element.php on line 10177

Deprecated: Required parameter $function_name follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/main-structure-elements.php on line 577

Deprecated: Required parameter $function_name follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/main-structure-elements.php on line 1550

Deprecated: Required parameter $function_name follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/main-structure-elements.php on line 2000

Deprecated: Required parameter $function_name follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/main-structure-elements.php on line 2269

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/type/PostContent.php on line 449

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/type/WithSpamProtection.php on line 345

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Accordion.php on line 266

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Audio.php on line 321

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/BarCounters.php on line 222

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/BarCountersItem.php on line 289

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Blog.php on line 1142

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Blurb.php on line 508

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Button.php on line 164

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/CircleCounter.php on line 206

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Code.php on line 71

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Comments.php on line 454

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/ContactForm.php on line 372

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/ContactFormItem.php on line 358

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/CountdownTimer.php on line 168

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Cta.php on line 207

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Divider.php on line 191

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/FilterablePortfolio.php on line 476

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/FullwidthCode.php on line 65

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/FullwidthHeader.php on line 593

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/FullwidthImage.php on line 216

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/FullwidthMap.php on line 201

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/FullwidthMenu.php on line 966

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/FullwidthPortfolio.php on line 405

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/FullwidthPostSlider.php on line 908

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/FullwidthPostTitle.php on line 434

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/FullwidthSlider.php on line 628

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Gallery.php on line 493

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Image.php on line 287

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Login.php on line 242

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Map.php on line 212

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/MapItem.php on line 89

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Menu.php on line 958

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/NumberCounter.php on line 163

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Portfolio.php on line 487

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/PostSlider.php on line 912

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/PostTitle.php on line 435

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/PostsNavigation.php on line 317

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/PricingTables.php on line 513

Deprecated: Required parameter $function_name follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/PricingTables.php on line 838

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/PricingTablesItem.php on line 411

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Search.php on line 266

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Shop.php on line 660

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Sidebar.php on line 184

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Signup.php on line 999

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Slider.php on line 629

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/SliderItem.php on line 650

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/SocialMediaFollow.php on line 247

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/SocialMediaFollowItem.php on line 333

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Tabs.php on line 200

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/TabsItem.php on line 158

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/TeamMember.php on line 326

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Testimonial.php on line 481

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Text.php on line 504

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Toggle.php on line 318

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/Video.php on line 298

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/VideoSlider.php on line 227

Deprecated: Required parameter $render_slug follows optional parameter $content in /var/www/wp-content/themes/Divi/includes/builder/module/VideoSliderItem.php on line 315
Disclaimer - Esteem America

Disclaimer

Esteem America Disclaimer

Esteem America, LLC (the ‘Company”) is not licensed, or acting or intending to act, as an insurance agency, agent, broker or producer, investment advisor, life or viatical settlement provider, life or viatical settlement broker or life or viatical settlement representative.  Company is not an agent, broker, fiduciary or representative of any holder of or insured under a life insurance policy or any person that uses Company’s referral services.  No policyholder is under an obligation to sell a life insurance policy. Company does charge any fees to a user of Company’s referral services, but Company may be receiving a referral fee from a life or viatical settlement broker or a life or viatical settlement provider.  Company’s referral services do not constitute a solicitation or offer by Company or its affiliates to buy or sell any life insurance policy, or to provide any viatical or life settlement or investment advice or service. Company’s referral services do not constitute business, insurance, financial, investment, estate planning, legal or tax advice or recommendations, and a policyholder should not rely on Company’s referral services as a basis for making a decision to sell or not to sell a life insurance policy or any viatical or life settlement transaction decision.  A holder of or insured under a life insurance policy should seek advice about the life insurance policy and any potential viatical or life settlement transaction from the policyholder’s and insured’s own business, financial, insurance, investment, estate planning, legal and tax advisors.  Through the policyholder’s and insured’s Authorization of Policy Owner and Insured for use and Disclosure of Non-Public Personal Information for Referral for Potential Life Settlement Transaction granted to Company, the policyholder and insured have authorized Company to use and disclose their non-public personal information (including the insured’s protected health information) and, through the insured’s Authorization for Disclosure of Protected Health Information granted to Company, the insured has authorized Company to obtain the insured’s protected health information, for purposes of Company’s referral services.